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We provide several Disability Income programs for both individuals and groups,
including Statutory Disability Benefits in New York as well as New Jersey, Hawaii and
Puerto Rico. Below we have highlighted some of the benefits of each program. To request a
quote, simply fill out our request form and submit it to us or
call 212-964-1900.
New York DBL Programs
 | LARGE AND SMALL GROUPS
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| ENHANCED DBL OFFERED
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| STATUTORY 50-170 26 WEEKS; VOLUNTARY
COVERAGE AVAILABLE
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| RIDERS ON NEW YORK POLICIES TO COVER
ALL NON-STATUTORY STATES
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| YOU'LL HAVE AN
"ACCOUNT" WITH EVERY COMPETITIVE DBL MARKET. ALL A RATED CARRIERS.
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| WE'RE SUPER COMPETITIVE ON "OVER
50 LIFE" CASES
 | NYSDBL SPECIALIST
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| STATUTORY TDB - OVER 25+ Lives
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| NON-STATUTORY DISABILITY IN ALL STATES
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Long Term Disability Programs
| Large and Small Groups
| Specialty High Risk Programs
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| Variable Benefit Duration and
Waiting Periods 90/180
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| Own Occupation up to age 65
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| Mental Disorder Coverage
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| Hospital Cash benefit; Rehab
Available
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| Spousal Disability Programs
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| Business Disability Programs
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| HLD Offered
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| Integration, Rehabilitation,
Return to Work Incentives
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| Life Disability Options
| Plan designs which help control
disability costs
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| 24 month return to work
incentive
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| Portability
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| Rehabilitation Benefits
Available
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| Survivor Support
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| High Guarantee Issue
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| ADEA
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| Premium Waiver
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The above highlights represents
options and coverage available from a number of Insurance Carriers. Each Carrier has
various contract provisions and options. For specific coverages per Carrier please submit
a request for quotation or call us at 212-964-1900.
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